Divorce

Financial Recovery After A Divorce – How Do I Start Over Again?

May 13, 2022 By Laurie Schmitt

After a long-term marriage, many people find themselves in the midst of a divorce. Their immediate concern is how will this divorce impact them financially — how will they financially start over again. Perhaps they are wondering how they will support themselves post-divorce, or how they will recoup their losses after the division of retirement accounts and other assets.

Clients come into the initial interview completely overwhelmed and expect to find all of the answers. When working with clients who are dissolving a long-term marriage, it is important to take it one step at a time, and work together to resolve their concerns.

Clients who have been in a long-term marriage may not have been the major breadwinner, or may have never worked, and now have a limited earning ability. Many times, there is one spouse who is predominant in handling the finances, leaving the other spouse “in the dark”.

In these cases, we must carefully review the assets of the parties. The first step is to put together a list of the assets, and their respective values. If a client is unaware of the assets, or their respective values, we can work together to obtain the missing information so that we have a snapshot of the assets and their respective values.

It is important in a long-term marriage to determine if spousal support is appropriate, and to calculate what the amount and duration may be. A review of retirement accounts and/or pensions must be made. Parties often overlook the smaller assets such as equity in vehicles, boats, campers, snowmobiles, and other recreational vehicles, as well as valuing any silver, gold, and other coin or stamp collections.

It is also suggested that parties counsel with an expert such as a financial advisor or accountant who can determine their financial objectives, earnings, and expenditures and help them to design an appropriate financial plan post-divorce.

After review of the assets, debts, and potential spousal support award, clients can better understand what their potential financial outcome will be post-divorce, allowing them to make decisions moving forward.

CONTACT AN EXPERIENCED DIVORCE ATTORNEY IN GRAND RAPIDS, MI

Divorce can be emotional and messy, and it’s natural for anyone going through a divorce to want to protect their financial interests. Maintaining an objective view of the situation can be difficult when you are struggling with complex emotional issues and personal tensions in your divorce. As an experienced Michigan divorce lawyer, Schmitt Law, PLLC can help you maintain control over your property in divorce, and provide detailed guidance and support throughout every step of the process. The right attorney can increase the likelihood of you securing a favorable outcome to property division in your divorce.

What Is a Legal Services Retainer Agreement?

May 11, 2022 By Laurie Schmitt

When you hire an attorney, you need to clearly understand what services you will be contracting for, and what your responsibilities will be in the relationship. A legal services retainer agreement does just that, it defines the roles and responsibilities of each party.

More specifically, a legal services retainer agreement is an agreement between an attorney and a client in which the attorney agrees to represent the client in a specific matter, for a specific hourly or flat rate amount. A legal services retainer agreement outlines the formal legal framework to which clients and attorneys are bound, and often involves principles, professional rules, and obligations.

At Schmitt Law, PLLC, our legal services retainer agreement defines the following:

Identification of the parties.
The specific legal service to be provided.
What legal services may be excluded?
The client’s rights and responsibilities.
The attorney’s duties.
That the attorney cannot be asked to engage in illegal, unethical, or fraudulent conduct.
The hourly rate the attorney will be compensated for services rendered.
The initial deposit amount required from the client (referred to as “retainer”).
The billing cycle and when payment of fees due from the client.
The minimum billable time.
What tasks that the attorney performs that will be charged to the client?
What costs the client will be responsible to pay?
If travel time will be charged to the client.
That the attorney does not make representations to the client about the specific outcome of their case.
How long will the attorney retain my file after the case is closed?
What happens if the client wants a copy of their file after the case is closed?
What is required if the client or attorney wants to terminate representation?

The benefits of having a clear and concise legal services retainer agreement are that it provides security and confidence to both parties. Having a detailed legal services retainer agreement takes the guesswork out of the parties’ expectations and obligations and protects the parties financially and legally.

CONTACT AN EXPERIENCED DIVORCE ATTORNEY IN GRAND RAPIDS, MI

If you would like to learn more about divorce actions, contact Schmitt Law, PLLC. We will meet with you to discuss your divorce and its potential impact on your family, finances, and future. Please reach out to our office for knowledgeable advice regarding your concerns about divorce, custody, parenting time, child support, and spousal support. Contact Schmitt Law, PLLC online or by calling (616) 608-4634 for a consultation today.

Stopping A Divorce Action In Michigan

May 9, 2022 By Laurie Schmitt

If I file a complaint for divorce in the State of Michigan, can I change my mind afterwards? Does the case move forward even though I no longer want to pursue a divorce?

In Michigan, if the Judgment of Divorce has been signed and entered by the court, the divorce has been finalized and the parties cannot “reverse” the divorce. The only option would be for the parties to remarry.

If the divorce action hasn’t been completed, the divorce can be dismissed. If your spouse has not filed an answer to the complaint for divorce, you may motion the court to dismiss the case.

If your spouse has filed an answer to the complaint for divorce and counterclaim for divorce, then both parties need to agree to dismiss the divorce. This is a very easy process as it only requires a stipulated order to dismiss to be entered with the court. You would draft the stipulated order to dismiss the action, both of you would sign it, and then present the stipulated order to dismiss to the judge for their signature.

A stipulated order to dismiss is required because it shows the court that both parties agree to dismiss the divorce action. Once an answer to the complaint for divorce and counterclaim for divorce has been filed, both parties have asked the court for relief, and the divorce action cannot be dismissed without the other party’s consent.

Once the judge signs the stipulated order to dismiss the action, the case is closed with the court. Parties wishing to dismiss the divorce action should understand that once the judge signs an order dismissing the divorce action, the case is closed with the court. If in the future either party wishes to seek a divorce, they would be required to file a new action and pay a new filing fee.

It is important to note that the responding party in a divorce action cannot request to have the divorce action dismissed, as it requires the filing party to agree to the dismissal. If you file for a divorce, and your spouse wishes to have the divorce action dismissed, they cannot unilaterally have the case dismissed with the court unless you provide your consent to the court.

To summarize, a divorce action can be easily dismissed if both parties consent. But it cannot be dismissed by the responding party without the consent of the filing party.

Experienced Divorce Attorney

We understand that filing for divorce can be an emotional and confusing experience. That is why we are committed to providing personalized service to each client we represent and will be with you through this difficult journey. We are prepared to guide you in all aspects of your case.

To discuss your circumstances and legal options, contact Schmitt Law, PLLC at (616) 608-4634 to schedule a consultation. Or, contact us online to arrange a consultation.

Co-Parenting Mistakes To Avoid

May 2, 2022 By Laurie Schmitt

It may not be easy to maintain a working relationship with your ex. However, the well-being of your children depends on it. The following are commonsense tips for co-parenting with your ex.

USING THE CHILDREN AS MESSENGERS: Your communication with your ex should be directly to your ex, not through the children. When you use your children as messengers, you put them in the middle of your adult war. Parents should never involve their children in adult matters and discussions. Let your children be children and let them love you both.

REFUSING TO RESPOND: Communication is key to a successful co-parenting relationship.

If your ex-contacts you regarding a legitimate co-parenting concern, respond within a timely manner. If you want to maintain joint legal custody, you need to be an effective parent. You need to work with your ex and respond appropriately. Your failure to respond can be read as your disinterest in what happens with the children. Your unwillingness to work with your ex can be used against you, and the joint legal status can be reviewed. Use your joint legal status wisely or lose it!

REFUSING TO MAKE DECISIONS WITH YOUR EX: Part of co-parenting means assisting in important decisions. Your ex-contacts you regarding a co-parenting decision. You do respond but refuse to commit. A non-committal response is nothing more than failing to respond disguised as cooperation. Once again, if you want to maintain joint legal custody, then participate.

FAILING TO TAKE THE CHILDREN TO EXTRA-CURRICULAR EVENTS ON YOUR PARENTING TIME: If the children have routinely participated in extracurricular events, both parents should honor the children’s involvement in these events. This means that when they are with you, take them to their games and practices. Failure to allow your children to attend extra-curricular events only leads to disappointed children.

FAILING TO FOLLOW THE PARENTING TIME ORDER: Your parenting time order defines the terms of your parenting time. Follow it or suffer the consequences of the court!

BEING CONSISTENTLY LATE FOR EXCHANGE OF THE CHILDREN: Your parenting time order clearly defines what time you are to be at the exchange of the children. Prioritize your children and be at exchanges, on time!

FIGHTING AT EXCHANGES OF THE CHILDREN: What needs to be said about bad behavior at exchanges of your children? Fighting, screaming, yelling, swearing, and physical altercations have no place during exchanges. Your children are witnesses and innocent victims to your inappropriate behavior. They learn from your actions. Be adults, exchange the children, and be on your way.

In summary, if you place the needs of your children first, it’s not hard to make good decisions for the benefit of your children. If you share joint legal custody, you have equal rights in making major decisions for your children. If you want to maintain joint legal custody, put aside your frustration and anger with your ex, and participate in the decision-making process.

CUSTODY ATTORNEY

At Schmitt Law, PLLC, we help parents work together to create a parenting plan that is in the best interests of your children. Through mediation, collaboration, or litigation, if necessary, our knowledgeable Michigan family law attorney will be your advocate and help you through this difficult time. To schedule a consultation or learn more about our services, contact us online or call (616) 608-4634.

How To Prepare For a Divorce Mediation

April 29, 2022 By Laurie Schmitt

Ending a marriage can be incredibly difficult. Unfortunately, many people believe that litigation is the only way to end their marriage. However, there is an alternative to resolve the outstanding issues and complete your divorce and that is through Mediation.

WHAT IS MEDIATION?

In Mediation, the parties and their attorneys meet with a neutral third party who will assist you in coming to an agreement that is fair and equitable.

WHY DO I WANT TO PARTICIPATE IN MEDIATION?

Mediation offers a less stressful option for couples in that the mediation process offers the couple the ability to maintain total control over the outcome of their case. Additionally, Mediation can save you both time and money verses litigating your case.

WHAT DO I NEED TO DO BEFORE MEDIATION?

Before you attend Mediation, it is important for you and your attorney to prepare. It is also imperative that both you and your attorney have a shared understanding of what your desired outcome is at mediation. At Schmitt Law, PLLC, we sit down with our clients prior to mediation and discuss our strategy. This allows us to be “on the same page” with the client when we attend Mediation.

In order to have a successful mediation, the following information must be compiled prior to attending a divorce Mediation:

Statements for all of your bank accounts.
A list of your vehicles, with a Kelly Blue Book value on each vehicle.
A list of your recreational vehicles (boats, campers, snowmobiles, etc.), with values for each.
Copies of all appraisals for each real property. If you have not had your real property appraised, have it appraised prior to mediation.
Statements for life insurance policies, and their cash value.Statements for each of your retirement accounts (401k’s, IRA’s, 403B’s, pensions, profit sharing, etc.).
Statements for each of your investments (stocks, bonds, mutual funds, etc.).
Statements for all of your credit cards, and documents for all other indebtedness.

If you have children under 18:

Verification of yearly daycare costs.
Cost of employer provided health insurance with breakdown for costs for self and cost for self with family.
Tuition statements.
Prior to mediation discuss with your attorney
- What type of legal custody you are seeking.
- What type of physical custody you are seeking.
- What parenting time schedule you are seeking.
- What holiday schedule you are seeking.
- What type of telephone contact you are seeking.
- Who will provide transportation for pick up and return of the children.
- Who will claim the child as a dependent under City, State and Federal Taxes.

Make sure to provide copies of the documents to your attorney, to ensure they have them available at mediation. The preparation you and your attorney do now will hopefully result in a fair and equitable agreement at mediation (and completion of your divorce).

Experienced Divorce Attorney

We understand that filing for divorce can be an emotional and confusing experience. That is why we are committed to providing personalized service to each client we represent, and will be with you through this difficult journey. We are prepared to guide you in all aspects of your case.

To discuss your circumstances and legal options, contact Schmitt Law, PLLC online or call (616) 608-4634 to schedule a consultation.

How To Serve Divorce Papers

April 25, 2022 By Laurie Schmitt

There are several ways to serve your spouse with divorce papers in the State of Michigan. The following are the forms of service available in which you may serve divorce papers, along with the pros and cons of each.

By a Process Server

The first way to serve your spouse with divorce papers is by hiring a process server. This is a very common way in which attorneys have your spouse served with divorce papers.

Once the process server has completed service, they will file an affidavit of service showing the court the manner, location, date, and time your spouse was served. After your spouse has been served by a process server, they will have 21 days to file a response to the complaint for divorce.

Pro: That service will be handled properly.

Con: There is a fee associated with hiring a private process server to serve divorce papers.

By Mail

The second way to have your spouse served with divorce papers is by mail. They must be mailed registered or certified/return receipt requested, with delivery restricted to the addressee.

Service is made when your spouse acknowledges receipt of the mail. A copy of the return receipt signed by your spouse must be attached to proof showing service and filed with the court.

After your spouse has been served via mail, they will have 28 days to file a response to the complaint for divorce.

Pro: It is easy and cost effective.

Con: The post office can fail to return the return receipt to you. Or the post office allows someone other than your spouse to sign for the restricted delivery mail. If someone other than your spouse signs for the restricted delivery mail, it will not be considered proper service.

By a Third Party

The third way to have your spouse served with divorce papers is through a third party. It may be any legally competent adult who is not a party to the action. This means you are not allowed to serve your spouse personally. But you may have a friend or family member do so, as long as they are 18 years of age or older.

After your spouse has been served by a third party, your spouse will have 21 days to file a response to the complaint for divorce.

Pro: It is free.

Con: As this is typically a friend or family member, they may not be familiar with the rule that once they have served your spouse, they now must complete an affidavit of service. This affidavit of service must be filed with the court.

By a Sheriff or Police Officer

The fourth way to have your spouse served with divorce papers is by a sheriff or police officer. In some counties, the sheriff or police department handle service of divorce papers. Contact your local sheriff or police department to see if they assist in process of service, as it can vary from county to county.

Pro: That service will be handled properly.

Con: There is a fee associated with hiring a sheriff or police officer to serve divorce papers.

Considering Divorce? Learn your options with Schmitt Law, PLLC

Contemplating a divorce can be one of the hardest decisions to make in life. There are many complexities involving the divorce process, making it overwhelming for most. However, know that you are not alone, and help is available. At Schmitt Law, PLLC we are here to answer your questions, ease your concerns, and protect your rights.

To book a consultation, contact Schmitt Law, PLLC online or by calling (616) 608-4634.

I Can Handle My Divorce Without An Attorney

April 18, 2022 By Laurie Schmitt

Many couples choose to separate and divorce amicably. And because you are getting along, you do not believe it is necessary to hire an attorney to handle your divorce. You and your spouse have come to agreements on the terms of your divorce, and do not see the value in hiring an attorney to complete your divorce.

Couples file the divorce on their own because they think it will be quick, easy, and save them money. However, there can be serious pitfalls in completing your divorce without the aid of an attorney. As a divorce is a life-changing event, it is important that you understand how the divorce process works, and your rights in regard to a divorce.

The following are just a few reasons why there is value in hiring an attorney for your divorce:

• Unfair terms: You may agree to less than what you are entitled to because you want to get the divorce completed fast, you do not want to fight, and you just want to end the marriage. What you must know is that many of the decisions you make now cannot be changed later. Once the Judgment of Divorce is entered, many of the provisions cannot be reviewed by the court post-divorce. In essence, you are stuck with your agreement. Whether the provisions reflected fairness and equity or not, you must now live with the terms of your Judgment of Divorce. The consequences of poorly written Judgments of Divorce can last a lifetime. And a lifetime is a long time to live with a poor outcome to your divorce.

• Financial assets: You may not have a complete understanding of what you are entitled to and agree to much less than what is equitable and fair. For instance, have you discussed the division of retirement accounts, assets, social security, pensions, airline miles, and credit card points?

• Debt: You may believe that if a debt is solely in your name, it is not joint debt. Or, you may not understand that if your name is on a debt that your spouse has agreed to be responsible for post-divorce, that you will no longer be held liable for it. Then the worst happens…your spouse stops paying for the debt and the creditor is now holding you responsible for the debt.

• Children: If you have children of the marriage, you want to make sure you are making future decisions in the best interest of the children. An experienced family law attorney understands the complexity of handling divorces with children (custody, parenting time, child support, extracurricular activities, school tuition, uninsured medical expenses, health insurance, etc.). An experienced family law attorney will ensure that decisions are made in the best interest of the children and for the benefit both parties.

Even though couples may file their divorce without attorneys, it may not be the best option for you. If you have children of the marriage, a high net worth, business(es), or complicated assets/debts issues, you should not attempt to handle your divorce without the support of legal counsel.

Experienced family law attorney

An attorney with experience in Michigan divorce laws can ensure your divorce does more than meet the letter of the law. With legal counsel, you will be better protected from agreeing to less than you are entitled to.

From parenting time to spousal support, we at Schmitt Law, PLLC can advocate for a fair divorce so that you can start the next chapter of your life. Our goal is to ensure assist you to emerge from your divorce in the best possible position.

To schedule a consultation or learn more about our services, contact Schmitt Law, PLLC online or call (616) 608-4634.

How To Waste Your Money After Retaining a Divorce Attorney

April 11, 2022 By Laurie Schmitt

I doubt many would say that getting a divorce is easy. But…

You took the time to consult with attorneys. You carefully selected and retained a skilled, qualified divorce attorney to guide you through the tough journey. Now, the question is “do I listen to this professional, or do I waste my money”? It really is the choice of the client to make appropriate use of their divorce attorney. Failure to do so will only result in the financial benefit of the divorce attorney.

The following are the most common ways for a client to waste their money with their divorce attorney:

Using your divorce attorney as your counselor – Clients should leave the counseling to professionals licensed to counsel, allowing the divorce attorney to practice law. Every call, email, and text to and from your attorney becomes billable to you. Divorce attorneys understand the emotional struggles of clients and are willing to provide some emotional support. However, divorce attorneys are not trained nor licensed to be therapists. Clients should be encouraged to seek support through divorce groups, and/or counselors qualified to assist people who are going through a divorce.
Failing to be honest with your divorce attorney – You hired a divorce attorney to guide your through the divorce process, and to fight for your rights. But yet, you fail to be truthful with your divorce attorney. Even an omission can be a devesting set back in a divorce case. Failure to tell your divorce attorney about an event that may not put you in the best light can harm the final outcome of your case. Your divorce attorney needs to know the facts, whether the facts are good or bad for you. It’s better that your divorce attorney understands the facts sooner than later. The alternative is that your divorce attorney is blindsided in court with facts that should have been shared with them well before court.
The “blame game” – Clients spend too much time communicating with their divorce attorney in an effort to make their spouse “look bad”. Divorce attorneys understand that you and your spouse are seeking a divorce for a reason, and that you no longer may get along. It is a very rare occasion that only one person can be blamed for the complete breakdown of the marriage.
Engaging in the Tupperware wars – Clients refuse to do simple math. Clients should ask themselves “Is what I am fighting for worth the cost of attorney’s fees?”. Make smart decisions about what truly is worth fighting for and focus your efforts on those issues that are worth the financial investment.
Fighting the divorce – You have been served with divorce papers and took action to hire an attorney. Yet, your energy is spent on finding ways to get your spouse back. You refuse to be cooperative with your attorney. The one thing a divorce attorney can’t do is make your spouse change their mind about the divorce. Your focus is best placed assisting your attorney to obtain the best outcome you can – to assist in protecting your future.

Divorce

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